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Home Equity Loans

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Home Equity Loans

Make the equity in your home work for you with an American 1 Home Equity Loan. Home equity loans and lines of credit can give you access to money for home improvements, college tuition, vacations, emergencies, or even debt consolidation.+

In addition to providing you with a significant resource of funds and competitive rates, an American 1 home equity loan offers other advantages over competing lenders, including:

Fewer Fees

  • No application fees
  • No title placement/lien placement fee
  • No credit report fee
  • No closing fees*
  • No document prep fee

Deductible Interest

A home equity loan is secured by your home so the interest you pay may be fully deductible for federal tax purposes.


You can choose between an easy-access line of credit or a simple closed-end loan.


The line of credit is as easy as using a debit card or writing a check. You can request an advance in person, by phone, or online.


Click here for a home equity loan checklist. American 1 does not finance mortgages.

NMLS 410447. For further information on NMLS registration, click here.**

Home Equity Disclosure

+All loans are subject to approval
**Appraisal or title search may be required

Tax laws are subject to change and individual tax situations vary

Equal Housing Opportunity