You’ve built equity in your home—now put it to work for what matters most. Whether you’re planning a renovation, consolidating debt, or funding life’s big moments, a Home Equity Loan or Line of Credit from American 1 gives you flexible, affordable financing with the support of your local credit union.
Know exactly what you need—download our Home Equity Member Checklist.
Why Choose American 1?
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Use It For...
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A home equity loan with American 1 is designed for a one-time funding need with a fixed rate and predictable payments. These types of loans are ideal for:
A home equity line of credit (HELOC) is a revolving, flexible account that lets you access your funds periodically for needs now and in the future. It is ideal for funding:
*No fees in most cases, but an appraisal fee and/or title insurance may be required at member’s expense
NMLS 410447. For further information on NMLS registration, click here.**
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Home Equity Disclosure
†Tax laws are subject to change and individual tax situations vary
2. All loans/lines of credit are subject to approval and underwriting requirements. Appraisal or title search may be required.
3. . Subject to credit approval and underwriting requirements. Visit https://www.american1cu.org/credit-cards/rewards-card to learn more. Visa Disclosure https://www.american1cu.org/privacy-and-disclosures/visa-disclosure
