Home equity is the portion of your home that you truly own—the difference between your home’s value and what you still owe on your mortgage. Think of it as a financial resource you’ve built over time.
With an American 1 Home Equity Loan or line of credit, you can access that value and put it to work for you with fewer fees and competitive rates.
With our easy-access line of credit, you’re in control. Swipe it like a debit card, write a check, or request an advance anytime—online, over the phone, or in person. It’s that simple! Prefer a one-and-done solution? Our closed-end loan offers straightforward financing with no surprises.
Whatever your needs, we’ve got the perfect option to make your home equity work for you!
A home equity loan with American 1 is designed for a one-time funding need with a fixed rate and predictable payments. These types of loans are ideal for:
A home equity line of credit (HELOC) is a revolving, flexible account that lets you access your funds periodically for needs now and in the future. It is ideal for funding:
NMLS 410447. For further information on NMLS registration, click here.**
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Home Equity Disclosure
†Tax laws are subject to change and individual tax situations vary
2. All loans/lines of credit are subject to approval and underwriting requirements. Appraisal or title search may be required.
3. . Subject to credit approval and underwriting requirements. Visit https://www.american1cu.org/credit-cards/rewards-card to learn more. Visa Disclosure https://www.american1cu.org/privacy-and-disclosures/visa-disclosure
