In an effort to combat COVID-19, if you are sick or have been recently, please do not come into our lobbies, but instead use a drive thru location, Online Banking, or our Contact Center. Thank you!

Home Equity Loans

interior masthead overlay
Home | Borrow | Loans | Home Equity Loans
- A A A +

Home Equity Loans

Make the equity in your home work for you with an American 1 Home Equity Loan. Home equity loans and lines of credit can give you access to money for home improvements, college tuition, vacations, emergencies, or even debt consolidation.

In addition to providing you with a significant resource of funds, an American 1 home equity loan offers other advantages over competing lenders, including:

Fewer Fees

  • No application fees
  • No title placement/lien placement fee
  • No credit report fee
  • No closing fees
  • No document prep fee

Deductible Interest

A home equity loan is secured by your home so the interest you pay may be fully deductible for federal tax purposes.

Flexibility

You can choose between an easy-access line of credit or a simple closed-end loan.

Convenience

The line of credit is as easy as using a debit card or writing a check. You can request an advance in person, by phone, or online.

American 1 does not finance mortgages.

APPLY FOR A HOME EQUITY LOAN


NMLS 410447. For further information on NMLS registration, click here.**

Home Equity Disclosure

*All loans are subject to approval
**Appraisal or title search may be required
Tax laws are subject to change and individual tax situations vary

Equal Housing Opportunity