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American 1 Credit Union Go to main content


Savings Rates

Savings Accounts
Effective Date: Sunday, May 28th, 2017
NameDividend RateAPY*Min. Opening DepositMinimum Balance
Regular Share Savings account 0.15% 0.15% $5 $5
Members Choice Account 0.15% 0.15% $0 $0
Eagle Earners Account 0.50% 0.50% $0 $0
Premier Checking Account 0.25% 0.25% $2,000 $2,000
Money Market Account 0.25% 0.25% $5,000 $5,000

APY* = Annual percentage yield. 

Annual Percentage Yield is calculated by the daily balance method, which applies a daily periodic rate to the balance in the account each day. Dividends may be paid quarterly, semi-annually, and annually.  Ask for details. Fees may reduce earnings on the account.

Loan Rates

Vehicle & Secured Loans
Effective Date: Sunday, May 28th, 2017
TypeAPRMax Term for Rate
Auto 2.59%* 60 months
Motorcycle 2.59%* 60 months
RV 3.49%* 60 months
Boat 3.49%* 84 months
Mobility 5.49%* 48 months

Unsecured Loans
Effective Date: Sunday, May 28th, 2017
TypeAPRMax Term for Rate
Signature Loan 9.00% * 60 months

VISA Credit Cards
Effective Date: Sunday, May 28th, 2017
Non- variable Rate 10.00% *
Variable Rate** 9.74% *

Home Equity Loans / Lines of Credit
Effective Date: Sunday, May 28th, 2017
10 year Home Equity loan 7.50% *
15 year Home Equity loan 7.75% *
20 year Home equity loan 8.00% *
Home equity line of credit prime ** - 0.50% *
5.00% floor on Home Equity line of credit rates.

APR* = Annual Percentage Rate

* Annual percentage rates (APR) listed are "as low as" based on credit score and term, and subject to approval. See any branch for details.

** Variable rates may change based on Prime rate. Prime rate, as published in the Wall Street Journal on the last day of each calendar month.

***Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

All rates subject to change without notice.

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