*APR = Annual Percentage Rate. Annual percentage rates (APR) listed are "as low as" based on credit score and term, and are subject to approval. See any branch for details. **Other Loans may include ATVs/UTVs/jet skis/snowmobiles and other similar vehicles and toys. Please Contact Us with any questions. Click here for additional disclosures and payment examples.
5.00% APR floor on Home Equity line of credit rates.
*APR = Annual Percentage Rate. Annual percentage rates (APR) listed are "as low as" based on credit score and term, and are subject to approval. See any branch for details. ** Variable rates may change based on Prime rate. Prime rate, as published in the Wall Street Journal on the last day of each calendar month. Click here for additional disclosures and payment examples.
Credit Card Rates
Credit Cards
Effective Date: Wednesday, September 22nd, 2021
Type
APR as low as*
Non-Variable Rate
10.00%*
Variable Rate**
6.74%*+Index**
*APR = Annual Percentage Rate. Annual percentage rates (APR) listed are "as low as" based on credit score and term, and are subject to approval. See any branch for details. ** Variable rates may change based on Index rate. Index rate (or Prime rate), as published in the Wall Street Journal on the last day of each calendar month. Click here for additional disclosures and payment examples.
*APY = Annual percentage yield. Annual Percentage Yield is calculated by the daily balance method, which applies a daily periodic rate to the balance in the account each day. Dividends may be paid quarterly, semi-annually, and annually. Ask for details. Fees may reduce earnings on the account.
Share Certificates (CDs)
Effective Date: Wednesday, September 22nd, 2021
Term
Dividend Rate
APY*
Min. Dep.**
180 day
0.10%
0.10%
$500.00
1 Year
0.15%
0.15%
$500.00
2 Year
0.25%
0.25%
$500.00
3 Year
0.35%
0.35%
$500.00
4 Year
0.50%
0.50%
$500.00
5 Year
0.75%
0.75%
$500.00
*APY = Annual percentage yield. Annual Percentage Yield is calculated by the daily balance method, which applies a daily periodic rate to the balance in the account each day. Dividends may be paid quarterly, semi-annually, and annually. Ask for details. Fees may reduce earnings on the account. **Requires a minimum deposit of $500. A penalty for early withdrawal may apply. American 1 reserves the right to discontinue this promotion without notice.
IRAs/ Roth IRAs/ Coverdell ESAs
Effective Date: Wednesday, September 22nd, 2021
Term
Dividend Rate
APY*
Min. Dep.**
180 day
0.10%
0.10%
$50.00
1 Year
0.15%
0.15%
$50.00
2 Year
0.25%
0.25%
$50.00
3 Year
0.40%
0.40%
$50.00
4 Year
0.60%
0.60%
$50.00
5 Year
0.85%
0.85%
$50.00
*APY = Annual percentage yield. Annual Percentage Yield is calculated by the daily balance method, which applies a daily periodic rate to the balance in the account each day. Dividends may be paid quarterly, semi-annually, and annually. Ask for details. Fees may reduce earnings on the account. **Requires a minimum deposit of $50. A penalty for early withdrawal may apply. American 1 reserves the right to discontinue this promotion without notice.
