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Business Checking

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Business Checking Accounts


Checking for your business is simple with American 1! We offer two convenient checking account options, allowing you to choose the one that fits the needs of your business. Your money is also easily accessible from any of our 17 branch locations, our ATMs, or using our remote banking options. 

 Open an Account





Business Couple


Reasons to Choose an American 1 Business Checking


Checking Account Options


We offer two checking account options to fit the size of your business.

Convenient Locations

We offer 17 branch locations, ATMs, a 24/7 Contact Center and remote banking options for your everyday banking needs.


*Our Home Office Drive Thru, Parnall and Vandercook branch offer night drops for deposit. 

Full Banking Solution

Our full business suite allows you to have a business loan, credit card, and bank accounts at all American 1.


Choose Your Checking Account


Business Checking

  • No Minimum Balance
  • No Deposit Fee 
  • $5 Monthly Fee
  • Business debit card provided for free


Premier Business Checking

  • $2,000 Minimum Balance to earn a 0.05% APY*
  • No Deposit Fee
  • No monthly fee if minimum balance is met2
  • Business debit card provided for free


Other American 1 Products

American 1 offers a full suite of business financial products to help contribute to the financial wellness of your business. 

Business Owners

Small Business Loans


Learn More

Food Truck

Business Savings Account


Learn More

Filling out Application

Small Business Loan & Credit Card Application


Learn More

*APY = Annual percentage yield. Annual Percentage Yield is calculated by the daily balance method, which applies a daily periodic rate to the balance in the account each day. Dividends may be paid quarterly, semi-annually, and annually. Ask for details. Fees may reduce earnings on account. Rate may change after account opening. APY is accurate as of the last dividend declaration date.