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Savings Rates

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Savings Rates

Savings Accounts
Effective Date: Thursday, August 18th, 2022
NameDividend RateAPY*Min. Opening DepositMinimum Balance
Primary Share Savings Account 0.35% 0.35% $5 $5
True Savings Account (Including Eagle Earners and Independence) 0.35% 0.35% $0 $0
Members Choice Account 0.35% 0.35% $0 $0
Vacation Club 0.35% 0.35% $0 $0
Christmas Club 0.35% 0.35% $0 $0
Premier Checking Account 0.35% 0.35% $2,000 $2,000
Money Market Account 0.75% 0.75% $5,000 $5,000

*APY = Annual percentage yield. Annual Percentage Yield is calculated by the daily balance method, which applies a daily periodic rate to the balance in the account each day. Dividends may be paid quarterly, semi-annually, and annually. Ask for details. Fees may reduce earnings on the account.

Share Certificates
Effective Date: Thursday, August 18th, 2022
TermDividend RateAPY*Min. Dep.**
180 day 0.75% 0.75% $500.00
1 Year 1.25% 1.25% $500.00
2 Year 1.50% 1.50% $500.00
3 Year 1.75% 1.75% $500.00
4 Year 2.00% 2.00% $500.00
5 Year 2.25% 2.25% $500.00

*APY = Annual percentage yield. Annual Percentage Yield is calculated by the daily balance method, which applies a daily periodic rate to the balance in the account each day. Dividends may be paid quarterly, semi-annually, and annually.  Ask for details. Fees may reduce earnings on the account.
**Requires a minimum deposit of $500. A penalty for early withdrawal may apply. American 1 reserves the right to discontinue this promotion without notice. 

IRAs/ Roth IRAs/ Coverdell ESAs
Effective Date: Thursday, August 18th, 2022
TermDividend RateAPY*Min. Dep.**
180 day 0.75% 0.75% $50.00
1 Year 1.50% 1.51% $50.00
2 Year 1.75% 1.76% $50.00
3 Year 2.00% 2.02% $50.00
4 Year 2.25% 2.27% $50.00
5 Year 2.50% 2.52% $50.00

*APY = Annual percentage yield. Annual Percentage Yield is calculated by the daily balance method, which applies a daily periodic rate to the balance in the account each day. Dividends may be paid quarterly, semi-annually, and annually.  Ask for details. Fees may reduce earnings on the account.
**Requires a minimum deposit of $50. A penalty for early withdrawal may apply. American 1 reserves the right to discontinue this promotion without notice.