Our Online Banking platform will be undergoing planned maintenance and will be unavailable for approximately 30 minutes starting at 11pm on Monday, October 18. We apologize for any inconvenience.

Savings Rates

interior masthead overlay
Home | Save | Savings Rates
- A A A +

Savings Rates

Savings Accounts
Effective Date: Sunday, October 17th, 2021
NameDividend RateAPY*Min. Opening DepositMinimum Balance
Primary Share Savings Account 0.10% 0.10% $5 $5
True Savings Account 0.10% 0.10% $0 $0
Members Choice Account 0.10% 0.10% $0 $0
Eagle Earners Account 0.25% 0.25% $0 $0
Vacation Club 0.10% 0.10% $0 $0
Christmas Club 0.10% 0.10% $0 $0
Premier Checking Account 0.10% 0.10% $2,000 $2,000
Money Market Account 0.25% 0.25% $5,000 $5,000

*APY = Annual percentage yield. Annual Percentage Yield is calculated by the daily balance method, which applies a daily periodic rate to the balance in the account each day. Dividends may be paid quarterly, semi-annually, and annually. Ask for details. Fees may reduce earnings on the account.

Share Certificates (CDs)
Effective Date: Sunday, October 17th, 2021
TermDividend RateAPY*Min. Dep.**
180 day 0.10% 0.10% $500.00
1 Year 0.15% 0.15% $500.00
2 Year 0.25% 0.25% $500.00
3 Year 0.35% 0.35% $500.00
4 Year 0.50% 0.50% $500.00
5 Year 0.75% 0.75% $500.00

*APY = Annual percentage yield. Annual Percentage Yield is calculated by the daily balance method, which applies a daily periodic rate to the balance in the account each day. Dividends may be paid quarterly, semi-annually, and annually.  Ask for details. Fees may reduce earnings on the account.
**Requires a minimum deposit of $500. A penalty for early withdrawal may apply. American 1 reserves the right to discontinue this promotion without notice. 

IRAs/ Roth IRAs/ Coverdell ESAs
Effective Date: Sunday, October 17th, 2021
TermDividend RateAPY*Min. Dep.**
180 day 0.10% 0.10% $50.00
1 Year 0.15% 0.15% $50.00
2 Year 0.25% 0.25% $50.00
3 Year 0.40% 0.40% $50.00
4 Year 0.60% 0.60% $50.00
5 Year 0.85% 0.85% $50.00

*APY = Annual percentage yield. Annual Percentage Yield is calculated by the daily balance method, which applies a daily periodic rate to the balance in the account each day. Dividends may be paid quarterly, semi-annually, and annually.  Ask for details. Fees may reduce earnings on the account.
**Requires a minimum deposit of $50. A penalty for early withdrawal may apply. American 1 reserves the right to discontinue this promotion without notice.