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Small Business Loans

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Home | Business | Small Business Loans
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Your Business is Our Business with a

Small Business Loan


Ready to start, sustain, or grow your small business? Take advantage of a microloan of up to $50,000 from American 1! Our Boldly Generous Rates+, simple application process and flexible terms will give you the resources to continue what you do best. As a business owner in the state of Michigan, you are able to apply for an auto loan+other secured loan+, an unsecured loan+, and a Business Rewards Credit Card+.  

 Loan Application

Food Truck Vendor 




Choose a Small Business Loan

Generous Business Products

Our designated Small Business Lending Specialist will work with you every step of the way. They will  learn your business and build a lending plan catered to your organization. 

Convenient Options


American 1 offers loan options to fit your situation and to help you obtain your business goals.

Uncomplicated Banking


Do all of your banking with American 1 with our business-made checking & saving accounts that fit your needs. Expenses happen, so earn rewards for your spending with an American 1 Business Rewards Card.




Business Rewards Credit Card

Earn Rewards for Every Day Expenses

Expenses happen. Apply for our variable rewards card+, and your business will have an available line of credit for when you need it most while taking advantage of the following perks.

  • No application fee, annual fee, balance transfer fee, or cash advance fee.
  • Low minimum monthly payment
  • Rewards - Earn 1 point for every $1 spent on purchases!
  • A catalog of card designs to choose from that can be printed directly in the branch
  • A rate as low as 7.74%* APY + Index**


Rewards Credit Card

Other American 1 Products

American 1 offers a full suite of business financial products to help contribute to the financial wellness of your business. 

Savings Account

Business Savings

Learn More

Checking Account

Business Checking

Learn More


Small Business Loan & Credit Card Application

Learn More


+Subject to credit approval and underwriting requirements. 

*APY = Annual Percentage Yield

**"Variable rates may change based on Index rate. Index rate (or Prime rate), as published in the Wall Street Journal on the last day of each calendar month."