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All American 1 branch locations will be closed on Friday, July 4, in observance of Independence Day.

Refinance

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Refinance

If you have a loan or credit card with another financial institution, you might be paying too much. Refinancing with American 1 could save you money by lowering your interest rate and monthly payment. There are no application fees, and you don’t have to be a member to apply.* Let us see if we can help you save money!

What you'll need for an auto refinance:

  • Proof of Income (like a recent pay stub)
  • Proof of Insurance
  • Original Vehicle Title
  • 10-Day Payoff

Our loans include:

  • Competitive Rates
  • Low Monthly Payments
  • Easy Payment Options
  • Personal, Friendly Service

American 1 does not finance mortgages.

APPLY TO REFINANCE YOUR LOAN

*All loans are subject to approval. Click here for additional disclosures on open-ended credit. 

*Annual percentage rates (APR) listed are "as low as" based on credit score and term, and are subject to credit approval and underwriting requirements. Refinances from current loans with American 1 Credit Union are allowed with the addition of a $500 financed balance or more. See any branch for details. All rates subject to change without notice.