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Home | Borrow | Refinance
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If you have a loan or credit card with another financial institution, you might be paying too much. Refinancing with American 1 could save you money by lowering your interest rate and monthly payment. There are no application fees and you don’t have to be a member to apply.* Let us see if we can help you save money!

What you'll need for an auto refinance:

  • Proof of income (like a recent pay stub)
  • Proof of insurance
  • Original vehicle title
  • 10-day payoff

Our loans include:

  • Competitive interest rates 
  • Low monthly payments
  • Easy payment options
  • Personal, friendly service

American 1 does not finance mortgages.


*All loans are subject to approval. Click here for additional disclosures on open-ended credit.