In an effort to combat COVID-19, if you are sick or have been recently, please do not come into our lobbies, but instead use a drive thru location, Online Banking, or our Contact Center. Thank you!

The lobby of our Manchester Branch is closed temporarily, but our drive thru will remain open for transactions. Visit our locations page for full details.


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Home | Borrow | Refinance
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If you have a loan or credit card with another financial institution, you might be paying too much. Refinancing with American 1 could save you money by lowering your interest rate and monthly payment. There are no application fees and you don’t have to be a member to apply. Let us see if we can help you save money!

What you'll need for an auto refinance:

  • Proof of income (like a recent pay stub)
  • Proof of insurance
  • Original vehicle title
  • 10-day payoff

Our loans include:

  • Competitive interest rates 
  • Low monthly payments
  • Easy payment options
  • Personal, friendly service

American 1 does not finance mortgages.


*All loans are subject to approval