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American 1 Credit Union Go to main content

American 1 Savings Account - The Basics

Just $5 in your savings account makes you a member of the area's most convenient and member-friendly credit union. Our savings accounts are eligible for a debit card that can be used anywhere MasterCard is accepted. You can monitor your account in so many ways, and access your funds with more than 40 ATM locations or at any of our convenient branch locations.

Christmas Club Account

The Christmas Club account helps you save money throughout the year for those holiday expenses.

  • Earns dividends
  • Unlimited deposits
  • To maximize your savings we limit withdrawals until your account matures
  • Christmas Club savings are distributed on October 31st

Vacation Club Account

The Vacation Club account is designed to help you save towards that much needed vacation each year.

  • Earns dividends
  • Unlimited deposits
  • To maximize your savings we limit withdrawals until your account matures
  • Vacation Club savings are distributed on May 31st

Earn a 1% discount off a pair of theme park tickets with each deposit, up to an additional 25% off!

Wedded Bliss Account

The Wedded Bliss registry account lets you start saving for your big day.

  • Earns dividends
  • Unlimited transactions
  • Accept cash gifts and easily track for thank you notes
  • Withdraw funds at any time – no strings attached

Belly to Baby Account

The Belly to Baby registry account lets you save for your needs as a new parent.

  • Earns dividends
  • Unlimited transactions
  • Accept cash gifts and easily track for thank you notes
  • Withdraw funds any time – no strings attached

Eagle Earners Account

The Eagle Earners club is a savings club for children up to the age of 12

The Eagle Earners Club is designed to teach children the importance and benefits of saving money. As a member of the Eagle Earners Club, each Eagle Earner receives a birthday card and gift.

Health Savings Accounts for individuals

American 1 offers Health Savings Accounts (HSA) for our members. HSAs are a tax-exempt savings arrangement for people who are covered by high-deductible health insurance plans (HDHP). The money you save can be applied to medical expenses and co-payments, and the balance of your HSA can roll over from year to year.

Paying your medical bills and co-payments is easy: we provide a debit card and a box of checks to pay your bills, and provide unlimited transactions from the account. Your HSA earns dividends, requires no minimum balance, and can be managed just like any other American 1 account with online banking.

  • Unlimited transactions
  • Free debit card
  • Free first box of checks
  • No monthly service fee
  • No setup fee
  • No minimum balance
  • No closing fee
  • Free online banking

Health Savings Accounts for businesses and organizations

American 1 is proud to offer HSAs to businesses, non-profits, and organizations as a benefit option for your employees - and we're one of the few financial institutions in the area to offer these accounts.

Our HSA features no setup fee, no monthly maintenance fee, and we'll provide on-site sign ups and Q&A sessions. For businesses interested in HSAs for your employees contact Josh Latocki in our Partner Development Department.

Phone: (888) 213-2848 ext. 344

Debit Card for Savings Account

American 1 offers a debit card that can be tied to a savings account if you do not have a checking account at the credit union. The American 1 Debit card can still be used at ATMs but please note that you will want to click on "CHECKING" to do your transaction. The American 1 debit card can also be used anywhere that MasterCard is accepted.

If you need to report a lost or stolen debit card, please call MasterCard at 1-800-754-4128 for immediate assistance.

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