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American 1 Credit Union Go to main content

American  1  Savings Account - The Basics

Just $5 in your savings account makes you a member of the area's most convenient and member-friendly credit union. Our savings accounts are eligible for a debit card that can be used anywhere MasterCard is accepted. You can monitor your account in so many ways, and access your funds with more than 50 ATM locations or at any of our convenient branch locations.

True Savings Account

Help make your dreams a reality with our new True Savings account! 

True Savings is your TRUE savings account, that’s how it got its name. You decide what you’re saving for and set a goal for yourself. From there, American 1 will send you weekly emails that contain a fun savings challenge, remind you of your goal and what you’re saving for, and tell you how much you’ve saved to date. You’ll also become part of the community of True Savers and will get updates on how much we are all saving together as a community.

  • No opening or maintenance fees
  • Flexibility to change your goal
  • Weekly challenge emails
  • Weekly balance updates
  • Updates on the True Savings community

Want to track your savings? Download our visual tracker here!

Christmas Club Account

The Christmas Club account helps you save money throughout the year for those holiday expenses.

  • Earns dividends
  • Unlimited deposits
  • To maximize your savings we limit withdrawals until your account matures
  • Christmas Club savings are distributed on October 31st

Members Choice Account

Save for that home improvement project, wedding, baby, or whatever you have in mind. It's your choice. 

  • Earns dividends
  • Unlimited deposits
  • Open as many Members Choice savings accounts as you'd like and customize each with its own unique name

Vacation Club Account

The Vacation Club account is designed to help you save towards that much-needed vacation each year.

  • Earns dividends
  • Unlimited deposits
  • To maximize your savings we limit withdrawals until your account matures
  • Vacation Club savings are distributed on May 31st

Eagle Earners Account

The Eagle Earners club is a savings club for children ages 12 and under. 

The Eagle Earners Club is designed to teach children the importance and benefits of saving money. Each Eagle Earners Club Member receives a birthday card and gift and a monthly postcard with a fun savings tip.

Health Savings Accounts for Individuals

American 1 offers Health Savings Accounts (HSA) for our members. HSAs are a tax-exempt savings arrangement for people who are covered by high-deductible health insurance plans (HDHP). The money you save can be applied to medical expenses and co-payments, and the balance of your HSA can roll over from year to year.

Paying your medical bills and co-payments is easy: we provide a debit card and a box of checks to pay your bills, and provide unlimited transactions from the account. Your HSA earns dividends, requires no minimum balance, and can be managed just like any other American 1 account with Online Banking.

  • Unlimited transactions
  • Free debit card
  • Free first box of checks
  • No monthly service fee
  • No setup fee
  • No minimum balance
  • No closing fee
  • Free Online Banking

Health Savings Accounts for Businesses and Organizations

American 1 is proud to offer HSAs to businesses, non-profits, and organizations as a benefit option for your employees - and we're one of the few financial institutions in the area to offer these accounts.

Our HSA features no setup fee, no monthly maintenance fee, and we'll provide on-site sign-ups and Q&A sessions. Call us for more information today.

Debit Card for Savings Account

American 1 offers a debit card that can be tied to a savings account if you do not have a checking account at the credit union. The American 1 Debit card can still be used at ATMs but please note that you will want to click on "CHECKING" to do your transaction. The American 1 debit card can also be used anywhere that MasterCard is accepted.

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