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Auto Loans

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Auto Loans

Feel a sense of car-buying freedom at American 1! We offer extremely competitive rates and do not base your auto loan rate on the vehicle year, loan to value, or loan term. When you are looking to finance a car, trust your local auto loan experts, who are ready to help you every step of the way.

We’re available where and when you need us. Visit one of our 16 convenient branches or contact us at 888.213.2848 to learn more about beginning your uncomplicated loan process. Are you new to auto buying or negotiating? View our auto buying tips & tricks. 


We're Paying Down Six Members' Loans!

Existing loans and new loans earn entries to win the grand prize auto loan paydown of up to $5,000! Plus, five additional winners will receive up to $1,000 each!**

Earn entries July 1, 2023, through September 30, 2023!

  • Existing qualified loans receive one entry!**
  • New qualifying loans receive two entries!**


Your loan includes:

Repo Vehicles

Occasionally we have repo vehicles for sale.

Find out more

Ready to get started?

APPLY for an auto loan

*All loans are subject to approval
American 1's credit decision will not be affected by whether members elect to purchase these protections
***Subject to approval by TruStage. Non-Deposit Investment Products are not obligations of the credit union, involve investment risk, and are being offered by a dual employee who accepts deposits on behalf of the credit union and also sells non-deposit investment products on behalf of a third-party broker.

**Qualifications for the Auto Loan Paydown Promotion: All auto loans with an origination balance of $2,000 or greater closed from July 1, 2023, to September 30, 2023, will automatically receive two entries into a drawing to win one of six monetary prizes – one winner will receive an auto loan paydown of up to $5,000, and five additional winners will receive an auto loan paydown of up to $1,000. If loan balance is less than awarded prize amount, loan will be paid in full. All members with an existing closed-end auto loan with an origination amount of $2,000 or greater, will automatically receive one entry into the same drawing. Loans are subject to credit approval and underwriting requirements. Drawing will be held by October 15, 2023. Loan payoff will be made within 30 days of promotion end. Member accounts and loans must be in good standing at the time of drawing to be eligible to win the prize. Refinances cannot be a current American 1 loan. American 1 employees, Board members, and their families are not eligible. All federal and state tax rules apply.