Auto Loans

Buying a car is an important decision. You don't want just anyone handling your car loan.

American 1 specializes in auto financing. If you need to finance a vehicle, we can help every step of the way.

Our auto loans have competitive interest rates, low monthly payments and convenient payment options through online banking, that make an car loan with American 1 a smart choice.

Save time and money before buying your next vehicle by getting pre-approved for your auto loan. Also learn about the protection products we offer, like GAP and Mechanical Breakdown Protection.

CLICK HERE to apply.

Visit our AUTO LOAN EXPERTS page for great tools and tips.

We are proud to be Michigan! By financing local, you are supporting your community and your state.

Refinance

If you have an auto loan with another financial institution, chances are you’re paying too much. Refinancing with American 1 can save you money, possibly lowering your interest rate and monthly payment. There are no application fees, and you don’t have to be a member to apply. Move your car loan to the Auto Loan Experts!

What do you need to refinance your vehicle? Here's a quick list:

Proof of income (recent pay stub)
Proof of insurance
Original vehicle title
10-day payoff

CLICK HERE to apply.

Mobility Auto Loans

American 1 can get you financed for a modified, mobility vehicle. We understand the ability to travel independently is important. That’s why we work with you to secure financing to purchase, or modify a vehicle that suits your needs.

CLICK HERE to apply.

Repo Vehicles

CLICK HERE for a list of our available repo vehicles

The best auto & car loan rates in Jackson MI and the surrounding area! Visit any of our branches in Jackson, Battle Creek, Hillsdale, Brooklyn, Grass Lake, Vandercook, Chelsea, Melvindale, Milan, Sterling Heights, and Canton to get preapproved today!

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