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American 1 Credit Union Go to main content

Auto Loan Experts

Buying a car is an important decision. You don't want just anyone handling your auto loan.

American 1 specializes in auto financing. If you need to finance a vehicle, we can help every step of the way.

Our auto loans have competitive interest rates, low monthly payments and convenient payment options through online banking, that make an auto loan with American 1 a smart choice.

Save time and money before buying your next vehicle by getting pre-approved for your auto loan. Also learn about the protection products we offer, like GAP and Mechanical Breakdown Protection.

CLICK HERE to apply.

Visit our AUTO LOAN EXPERTS page for great tools and tips.


If you have an auto loan with another financial institution, chances are you’re paying too much. Refinancing with American 1 can save you money, possibly lowering your interest rate and monthly payment. There are no application fees, and you don’t have to be a member to apply.

What do you need to refinance your vehicle? Here's a quick list:

  • Proof of income (recent pay stub)
  • Proof of insurance
  • Original vehicle title
  • 10-day payoff

CONTACT US to see how much you could save each month.

CLICK HERE to apply.


Mobility Auto Loans

American 1 can get you financed for a modified, mobility vehicle. We understand the ability to travel independently is important. That’s why we work with you to secure financing to purchase, or modify a vehicle that suits your needs.

CLICK HERE to apply.


Repo Vehicles

CLICK HERE for a list of our available repo vehicles


$1-Million Back to Members!

We're giving back over $1-million dollars to our members in 2017 because they chose to Finance Local. Each member that takes out a new loan this year will be eligible for a 25% rebate on interest paid through December 2016.*
*Qualifications for the $1 Million Back to Member Campaign: All closed-end, secured loans closed in 2016 are eligible for a twenty-five percent (25%) interest rebate.  The 25% interest to be included for the rebate is the interest paid on the loan throughout 2016. The funds will be deposited to the eligible member’s savings share at American 1 by January 15, 2017. If at any time during 2016 the loan becomes delinquent (one (1) or more days past due), if any other loan with American 1 becomes delinquent, or if the loan is no longer financed with American 1,  the member will forfeit the rebate.  Home equity loans do not qualify for the rebate, and refinances cannot be a current American 1 loan. 
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Federally Insured by NCUA. Equal Housing Opportunity. In compliance with the USA PATRIOT Act, we are required to obtain and verify identification provided for all new account owners and joint owners, using methods permitted by law.
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