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All American 1 branch locations will be closed on Monday, January 19, in observance of Martin Luther King Jr. Day.

Credit Cards

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Make Everyday Spending Rewarding

American 1 Rewards cards offer a range of benefits, from Real-Time Rewards to low interest rates and Visa Offers and Perks, ensuring there's a perfect option for you. Plus, with contactless technology, making purchases is faster and more convenient than ever. 

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Earn On Every Purchase

Earn 1 point for every dollar spent with your rewards card and turn everyday purchases into valuable rewards. Redeem your points for travel, gift cards, merchandise, and more—giving you flexibility and perks that fit your lifestyle.+

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Real-Time Rewards

With real-time rewards, redeeming your points is faster and more seamless than ever. Instantly apply your points to purchases you’re already making, giving you a quick and convenient way to enjoy the benefits you’ve earned.

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Designed For You

Choose from over 50 unique card designs, printed instantly at the branch, and find the perfect fit for your style. Plus, enjoy flexibility with both variable and non-variable rate options, and no balance transfer fees!

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Rewards Secured Visa

Looking for a way to build or rebuild your credit? The Rewards Secured Visa* offers a simple, secure way to get started. With a cash deposit as collateral, you can establish healthy credit habits while having access to a reliable payment option. Plus, you’ll earn reward points as you go!

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*Member must be in good standing with American 1 Credit Union at the time of application to qualify- not delinquent on any loan or having negative share balances. Applicants must meet all eligibility and underwriter requirements. A cash deposit must be placed in a Secured Share Savings Account equal to the credit limit prior to usage; please note, withdrawals from the Secured Share Savings are not permitted while the Secured Credit Card is open. Available credit limit ranges from $500 to $5,000. Secured Credit Card may be eligible for conversion to Unsecured Credit Card after 12 months; application and credit pull will be required for conversion. Opt-In of Online Banking and Savvy Money required.  Rates and terms subject to change.

+Offer of credit is subject to credit approval or underwriting requirements.

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