American 1 Rewards cards offer a range of benefits, from Real-Time Rewards to low interest rates and Visa Offers and Perks, ensuring there's a perfect option for you. Plus, with contactless technology, making purchases is faster and more convenient than ever.
Earn 1 point for every dollar spent with your rewards card and turn everyday purchases into valuable rewards. Redeem your points for travel, gift cards, merchandise, and more—giving you flexibility and perks that fit your lifestyle.+
With real-time rewards, redeeming your points is faster and more seamless than ever. Instantly apply your points to purchases you’re already making, giving you a quick and convenient way to enjoy the benefits you’ve earned.
Choose from over 50 unique card designs, printed instantly at the branch, and find the perfect fit for your style. Plus, enjoy flexibility with both variable and non-variable rate options, and no balance transfer fees!
Looking for a way to build or improve your credit? The Rewards Secured Visa† offers a simple, secure way to get started. With a cash deposit as collateral, you can establish healthy credit habits, improve your credit utilization ratio, and have access to a reliable payment option. Plus, you’ll earn reward points as you go!
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If you’ve ever wondered why your credit score changes, even when you’re making payments on time, credit utilization could be the reason. It sounds complicated, but it’s actually one of the most important and easiest parts of your credit score to control.
†Member must be in good standing with American 1 Credit Union at the time of application to qualify - not delinquent on any loan or having negative share balances. Applicants must meet all eligibility and underwriter requirements. A cash deposit must be placed in a Secured Share Savings Account equal to the credit limit prior to usage; please note, withdrawals from the Secured Share Savings are not permitted while the Secured Credit Card is open. Available credit limit ranges from $500 to $5,000. Secured Credit Card may be eligible for conversion to Unsecured Credit Card after 12 months; application and credit pull will be required for conversion. Opt-In of Online Banking and Savvy Money required. Rates and terms subject to change.
+Offer of credit is subject to credit approval or underwriting requirements.
*From June 23, 2026 to June 26, 2026, purchases made through Amazon® using an American 1 Credit Union (A1CU) Credit Rewards Card are eligible to earn an additional 1 point per $1 spent, for a total of 2 points per $1 on qualifying purchases. Points are earned on eligible, posted purchase transactions only. Cash advances, balance transfers, returns, credits, fees, disputed transactions, and unauthorized transactions do not qualify. Cardholders will receive their standard 1 point per $1 spent at the time the transaction posts to the account. The additional promotional points will be credited approximately 10–15 business days after the promotion ends; timing may vary. Points are subject to the A1CU Rewards Program Terms and Conditions and have no cash value except as redeemed under the program. The promotion is subject to change or termination at any time. Amazon® is a registered trademark of Amazon.com, Inc. or its affiliates and is not a sponsor of or affiliated with this promotion. All applicable federal and state tax laws apply. Visit american1cu.org for full details.
