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Personal Loans

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Personal Loans

It's not just a Personal Loan, it's a Possibility Loan!

An exciting vacation, a home renovation, a lavish wedding, or simply consolidating your debt into one easy payment - a personal loan can make it possible. Or if life throws you something unexpected like a home or car repair, medical bills, or tuition payments, a personal loan could help you pay those bills and any past debt you may have. With a fixed payment and low-interest rate, a personal loan can make life more manageable.**

  • Competitive interest rates
  • Flexible terms
  • Easy payment options
  • Funds can be used for any purpose (any legal purpose, of course)


*Qualifications for Possibility Loans Promotion: Subject to credit approval. From March 1, 2021, through May 31, 2021, each member who opens a personal loan of at least $2,000 will be entered into the corresponding month's giveaway (March-May, 2021) for a $500 gift card of winner's choice. The monthly gift card drawing will take place by the 15th day of the following month, and the gift card will be available for pickup at winners American 1 branch of choice. All member accounts and loans must be in good standing to be eligible to win the prize. American 1 employees, Board members, and their families are not eligible. All federal and state tax rules apply.

**All loans are subject to approval.