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Rewards Credit Card

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Home | Spend | Rewards Credit Card
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Reward Yourself For Everyday Purchases

Apply for an American 1 Rewards Credit Card+

Our Rewards Credit Card offers a low APR* in both a variable and non-variable rate, plus offers one point per dollar spent in rewards. Your Rewards points can be redeemed for everything from gas discounts and gift cards to airfare and air fryers. Register for Rewards or browse redemption options directly through Online Banking. Once you log into Online Banking, simply click on your credit card account from your account listing, then click Redeem!

View Rates Apply for a Credit Card


Women Holding Card


Why Apply for an American 1 Rewards Card?


Our Rewards Credit Card is accepted everywhere VISA is accepted worldwide and earns one Rewards point for every $1 you spend in purchases. Plus, cards are managed right here at American 1. If you ever experience a problem, our in-house payment services department is here to help. Plus, your American 1 Rewards credit card is covered by 24-hour fraud monitoring in case your card is ever lost or stolen.

Our Rewards Credit Card Features:

  • No application fee
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • Low minimum monthly payment
  • Rewards - Earn 1 point for every $1 spent in purchases!
  • Over 50 card designs to choose from that can be printed directly in the branch
  • Variable and non-variable rate cards available


Redeeming Your Points

Our Credit Card earns one point per dollar spent and can be used for various rewards. Redeeming your points is quick and easy, just follow the three easy steps!

Reward Options
  • Digital Gift Cards
  • Plane Tickets
  • Fuel Discounts 
  • Electronics
  • and more!

To login, simply click the Online Banking button. 

Online Banking

Reward Points


Express Yourself

Our credit cards are printed right at American 1, so you'll have your new card in hand before you leave the branch. Plus, you can personalize your card by choosing from a catalog of images!

Your Card Images

VISA Disclosure

+Offer of credit is subject to credit approval or underwriting requirements.

*Annual percentage rates (APR) listed are "as low as" based on credit score and term, and are subject to approval. See any branch for details.