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We are experiencing much longer call wait times than usual. For quicker assistance, try our self-service website options, such as our Ask American 1 and chat features. Our Drive Thru evening hours have extended! Visit our locations page for full details.

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Rewards Credit Card

Our Rewards Credit Card Features:

  • No application fee
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • Rewards program - You earn 1 point for every $1 you spend!
  • Low minimum payment
  • Over 100 card designs to choose from that can be printed directly in the branch
  • Variable and non-variable rate cards available

CLICK HERE to apply for your American 1 Rewards Credit Card.

At American 1 Credit Union, we have a local, in-house credit card service program which means when you have any questions you can talk to a real person.

Our credit card is accepted everywhere Visa is accepted, worldwide. You can manage your account online - apply for your card, make payments, and view your statements - all through American 1 Online Banking. Our in-house card services department helps you avoid phone menus and long on-hold waits.

Plus you get great benefits like Rewards points for gift and travel rewards, reimbursement for lost luggage, and protected online purchases with Verified by Visa. An American 1 Rewards Card has 24-hour fraud monitoring if your card is ever lost or stolen. When you apply for an American 1 Rewards credit card, you can get your card and have it activated in just minutes. 

Interested in a Credit Limit Increase? At no cost to you, you can apply to increase your current credit card limit with American 1. This increases your spending power and the ability to accumulate Rewards points. CLICK HERE to apply.


Rewards Points

An American 1 Rewards credit card allows you to earn Reward points. You earn one point for every dollar in purchases you charge on your Visa. Points are redeemable for great gift and travel rewards, including airline tickets and gift cards.

Check your point total or browse through available items and prizes at

Transfer your current credit card balance to an American 1 credit card and start earning Rewards. There is no transfer fee and an American 1 Rewards credit card has great interest rates.

CLICK HERE to log in to the Rewards website.


Instant Issue Card Printing Service

Our Instant Issue card printing service offers our members the opportunity to get their new debit or credit card in minutes. Our branch locations are fully equipped to be able to produce a full color card that is instantly activated and ready for use. No more waiting 10 days for the card in the mail - you will have your new card in hand before you leave the branch. Best of all, our members will be able to choose their card design.

Your Card Catalog

If you are interested in changing your card design, stop by a branch today!

Making Payments

You can make payments in Online Banking or at any American 1 branch. Please make checks payable to American 1 Credit Union or A1CU.

Mail payments to:
American 1 Credit Union
718 East Michigan Ave.
Jackson, MI 49201


*Offer subject to approval. 

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National Credit Union Administration Federally Insured by NCUA. Equal Housing Opportunity. In compliance with the USA PATRIOT Act, we are required to obtain and verify identification provided for all new account owners and joint owners, using methods permitted by law.
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