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Rewards Credit Card

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Do you have a store credit card? Do you know the interest rate? Interest rates for store credit cards, such as Amazon, Starbucks, and Target can start at 22% APR or even higher.  Transfer your high interest store credit card to an American 1 Rewards Credit Card today!*

View Rates

Your Rewards points can be redeemed for everything from gas discounts and gift cards to airfare and air fryers. Register for Rewards or browse redemption options at

As always, the Rewards credit card is accepted everywhere VISA is accepted worldwide and earns one Rewards point for every $1 you spend in purchases. Plus, cards are managed right here at American 1. If you ever experience a problem, our in-house payment services department is here to help. Plus, your American 1 Rewards credit card is covered by 24-hour fraud monitoring in case your card is ever lost or stolen.

Our Rewards Credit Card Features:

  • No application fee
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • Low minimum monthly payment
  • Rewards - Earn 1 point for every $1 spent in purchases!
  • Over 50 card designs to choose from that can be printed directly in the branch
  • Variable and non-variable rate cards available


Our credit cards are printed right at American 1, so you'll have your new card in hand before you leave the branch. Plus, you can personalize your card by choosing from over 50 images!


Your Card Images

VISA Disclosure

*Annual percentage rates (APR) listed are "as low as" based on credit score and terms, and are subject to approval. See any branch for details. All rates subject to change without notice. Interest begins to accrue the day the cash advance is completed. Competitor rates were pulled from and are accurate as of November 25, 2022. American 1 is in no way associated with Target, Starbucks, or Amazon.