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American 1 Credit Union Go to main content
A man holding a credit card. American 1 Visa rewards credit card.


Rewards Credit Card

Our Rewards Credit Card Features:

  • No application fee
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • Rewards program - You earn 1 point for every $1 you spend!
  • Low minimum payment
  • Over 100 card designs to choose from that can be printed directly in the branch
  • Variable and non-variable rate cards available

CLICK HERE to apply for your American 1 Rewards Credit Card.

At American 1 Credit Union, we have a local, in-house credit card service program which means when you have any questions you can talk to a real person.

Our credit card is accepted everywhere Visa is accepted, worldwide. You can manage your account online - apply for your card, make payments, and view your statements - all through American 1 Online Banking. Our in-house card services department helps you avoid phone menus and long on-hold waits.

Plus you get great benefits like Rewards points for gift and travel rewards, reimbursement for lost luggage, and protected online purchases with Verified by Visa. An American 1 Visa has 24-hour fraud monitoring if your card is ever lost or stolen. When you apply for an American 1 Rewards credit card, you can get your card and have it activated in just minutes. 

Compare an American 1 Rewards credit card to other credit cards HERE
Comparison information is current as of March 2016. The credit card comparison is a guide based on information collected by American 1 from financial institution websites.  For your exact rates and terms of your credit card, please contact your financial institution. ​

Interested in a Credit Limit Increase? At no cost to you, you can apply to increase your current credit card limit with American 1. This increases your spending power and the ability to accumulate Rewards points. CLICK HERE to apply.

If you need to report a lost or stolen Visa, please call Visa at 1-800-543-5073 for immediate assistance.

American 1 offers a credit and debit card after hours emergency response line! If you experience a card payment emergency after normal business hours please contact : 517-798-8680


Rewards Points

An American 1 Rewards credit card allows you to earn Reward points. You earn one point for every dollar in purchases you charge on your Visa. Points are redeemable for great gift and travel rewards, including airline tickets and gift cards.

Check your point total or browse through available items and prizes at

Transfer your current credit card balance to an American 1 credit card and start earning Rewards. There is no transfer fee and an American 1 Rewards credit card has great interest rates.

CLICK HERE to log in to the Rewards website.

Instant Issue Card Printing Service

Our Instant Issue card printing service offers our members the opportunity to get their new debit or credit card in minutes. Our branch locations are fully equipped to be able to produce a full color card that is instantly activated and ready for use. No more waiting 10 days for the card in the mail - you will have your new card in hand before you leave the branch.

Best of all, our members will be able to choose their card design. In addition, there are card designs that are designated to charitable organizations. If you select one of these designs, 100% of the card fee will be sent to that charity.

If you are interested in changing your card design, stop by a branch today!

Making Payments

You can make payments in Online Banking or at any American 1 branch. Please make checks payable to American 1 Credit Union or A1CU.

Mail payments to:
American 1 Credit Union
718 East Michigan Ave.
Jackson, MI 49201

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Federally Insured by NCUA. Equal Housing Opportunity. In compliance with the USA PATRIOT Act, we are required to obtain and verify identification provided for all new account owners and joint owners, using methods permitted by law.
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