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Rewards Credit Card

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Credit Card Payback

We’re reimbursing one member’s American 1 Rewards Credit Card purchases from May 1 through July 31, 2023, up to $5,000!* Every purchase earns an entry!*

Your Rewards points can be redeemed for everything from gas discounts and gift cards to airfare and air fryers. Register for Rewards or browse redemption options at

As always, the Rewards credit card is accepted everywhere VISA is accepted worldwide and earns one Rewards point for every $1 you spend in purchases. Plus, cards are managed right here at American 1. If you ever experience a problem, our in-house payment services department is here to help. Plus, your American 1 Rewards credit card is covered by 24-hour fraud monitoring in case your card is ever lost or stolen.

Our Rewards Credit Card Features:

  • No application fee
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • Low minimum monthly payment
  • Rewards - Earn 1 point for every $1 spent in purchases!
  • Over 50 card designs to choose from that can be printed directly in the branch
  • Variable and non-variable rate cards available


Our credit cards are printed right at American 1, so you'll have your new card in hand before you leave the branch. Plus, you can personalize your card by choosing from over 50 images!


Your Card Images

VISA Disclosure

*Qualifications for Credit Card Payback Promotion: From May 1, 2023, through July 31, 2023, every purchase of $1.00 or more made with an American 1 Rewards Credit Card will earn one entry in the credit card payback promotion. One random winner will receive a reimbursement of all American 1 Credit Card Rewards purchases made from May 1, 2023 through July 31, 2023, up to $5,000. The winner will be drawn at random by August 15, 2023, and the funds will be reimbursed within five business days after the drawing into the member’s primary savings account. All member accounts and loans must be in good standing to be eligible to win the prize. Cash advances do not qualify as an entry into the promotion. American 1 employees, Board members, and their families are not eligible. All federal and state tax rules apply.

+Offer of credit is subject to credit approval or underwriting requirements.