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Fee Schedule

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Debit Card/Credit Card Fees
Foreign ATM Fee (withdrawals & inquiries) ... $1.00
Card Overdraft Fee ... $25.00
ATM Inquiry Fee (first 2 in a month are free at an A1CU ATM) ... $1.00
Foreign Transaction Fee* ... 1% of each transaction in U.S. Dollars

Checking Account Fees
Monthly Premier Checking Low Balance Fee (below $2,000.00) ... $5.00
Monthly Money Market Low Balance Fee (below $5,000.00) ... $5.00
Overdraft/NSF Fee** ... $25.00
Courtesy Pay** ... $25.00
Check Printing ... Varies by style

General Fees
Money Orders ... $1.00
Cashier Check ... $2.00
Starter Check (per page) ... $1.00
Statement Copy (per page) ... $2.00
Returned Item Fee** ... $25.00
Electronic Funds NSF Fee** ... $25.00
Account Reconciliation (per hour) ... $10.00
Account Research ... $10.00
Wire Transfer Fee (Domestic) ... $10.00
Garnishment/Levy Processing Fee ... $50.00
Stop Payment ... $25.00
Returned Mail Fee (per month) ... $5.00
Check Copy ... $2.00
Coin Machine ... 7% of coin redeemed
(waived for Senior Citizen and Eagle Earner members when funds are deposited into account)
Inactive Account (monthly fee for accounts inactive for two years) ... $2.00
Escheat (one time at escheatment) ... $50.00

*Authorizing a foreign transaction on your debit or credit card is defined as a transaction that is authorized where the merchant is located outside of the United States at the time the transaction occurs. This fee will be charged even if the transaction does not involve a currency conversion.

**Fee applies when overdraft is created by check, in-person withdrawal, ATM withdrawal, or other electronic means. Fee is charged for each presentment or submission. You will be charged an NSF fee when we return or reject transactions against your account that would exceed your available balance. A transaction that you have authorized (such as a check or an ACH debit) may be presented or submitted multiple times and you could be charged multiple NSF fees if we return or reject the transaction multiple times.


Business Fee Schedule

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Debit Card/Credit Card Fees
Foreign ATM Fee (withdrawals & inquiries) ... $1.00
Card Overdraft Fee ... $25.00
ATM Inquiry Fee (first 2 in a month are free at an A1CU ATM) ... $1.00
Foreign Transaction Fee* ... 1% of each transaction in U.S. Dollars

Checking Account Fees  

Business Checking Monthly Service Fees $  5.00  

No minimum balance  

Premier Business Checking Monthly Service Fees (minimum balance) 

Under $2,000 $10.00  

Check Copy $  2.00  

Account Reconciliation (per hour) $10.00 

Account Research (per hour) $10.00  

Overdraft/NSF Fee ** $25.00  

Courtesy Pay ** $25.00  

Check Printing – Varies by Style 

General Fees 

Money Order $  1.00  

Cashier Check $  2.00  

Stop Payment $25.00  

Vinyl Drop Bag No Lock (one time charge) $  5.00 

Cloth Drop Bag With Lock (one time charge) $15.00  

Statement Copy (per page) $  2.00 

Electronic Funds NSF Fee $25.00 

Garnishment/Levy Processing Fee $50.00 

Wire Transfer Fee (Domestic) $10.00  

Coin Machine 7% of coin redeemed  

Inactive Account (monthly fee for accounts inactive for 2 years) $  2.00  

Escheat (one time at escheatment) $50.00 

Returned Mail Fee (per month) $  5.00  

 

Business Accounts opened prior to 12/11/2023: (All fees above apply except for those listed below)  

Checking Monthly Service Fees (minimum balance)  

$2,000 & up $  0.00  

$1,000 to $1,999.99 $  5.00  

under $1,000 $10.00  

Charge per Deposit (checking or savings) $  0.50  

 

* Authorizing a foreign transaction on your debit or credit card is defined as a transaction that is authorized where the merchant is located outside of the United States at the time the transaction occurs. This fee will be charged even if the transaction does not involve a currency conversion.  

** Fee applies when overdraft is created by check, in-person withdrawal, ATM withdrawal, or other electronic means. Fee is charged for each presentment or submission. You will be charged an NSF fee when we return or reject transactions against your account that would exceed your available balance. A transaction that you have authorized (such as a check or an ACH debit) may be presented or submitted multiple times and you could be charged multiple NSF fees if we return or reject the transaction multiple times.  

 Last Revised 11.2023   Last Reviewed 11.2023