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Become a Member

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Switching To American 1 Is Easy!

75 years of stability in our communities 

Our goal of creating financial wellness in our communities through personal, everyday banking begins with you — our members! Let us help you move all of your banking to American 1.

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Benefits Of Being An American 1 Member

 
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Loan Experts

American 1 specializes in financing and refinancing everyday loans like autos, trucks, boats, RVs, motorcycles, ATVs, tractors, personal loans, and more.

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Free Simplicity Checking

No annual fees, no minimum balance fees. A free checking account with no strings attached - it's that simple!

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Rewards Card Benefits

American 1 Rewards cards offer a range of perks, from Real-Time Rewards to low interest rates, ensuring there's a perfect option for you. 

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Online Banking

With American 1's Online Banking and Mobile App platforms, you can transfer money, pay bills, deposit checks, set alerts, lock your cards if they are lost or stolen, set travel alerts, and so much more. Plus, you can use our cards in your mobile wallet and with a wide variety of payment apps.

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Financial Education

We want our members and community to be financially healthy. We have a team of Certified Financial Coaches who are available to help you with budgeting, investment questions, debt reduction, and any other financial topic you need help with - for free!

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Member Exclusive Benefits

As a member, you’ll unlock exclusive discounts on everything from car insurance and estate planning to pet care, printing services, and more—just one of the many perks of joining American 1.

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Ready To Become A Member?

To become a member at American 1 Credit Union, you first need to join Community 1 Cooperative. Membership in Community 1 Cooperative is only $3 and is open to anyone. Community 1 is a community co-op that provides discounts and services to its members. American 1 Credit Union requires a hard credit report pull for all new members. Learn more.

The mission of Community 1 Cooperative is to enhance the communities we serve through quality, cost-effective services for individuals, families, non-profit organizations, and businesses.

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