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Current Promotions

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Current Promotions
Happy People with Money

Boldly Generous Rebate Program 

Open a new loan before June 30 and recieve 25% of your interest paid in 2024 back into your account!1 Whether you’re looking for your next vehicle, a personal watercraft, an ATV, an RV for family trips, a personal loan, or debt consolidation loan, American 1 has you covered.

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Business owners high fiving

Your Business Is Our Business

Take your business to the next level with our business accounts. Apply for a small business loan+ or Rewards Credit Card+ to receive the funds you need to grow your business. Complete your everyday banking with American 1 as well as with our business checking and savings accounts.

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Spring Into Your Next Project

Let the equity in your home work for you with our home improvement loan options that fit your needs. Through May 31, each new home equity loan, line of credit, or personal loan opened for home improvement purposes will earn a chance to win one of ten $500 Home Depot gift cards!2

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+ Subject to approval and underwriting requirements
1. Receive a twenty-five percent (25%) rebate on the interest paid between loan closing date and 12/31/2024 when you open a new closed-end loan, excluding home equities, between 5/15/2024 and 6/30/2024. At the end of the promotional period, a rebate will be paid out to the eligible Primary Share Savings account by 1/31/2025. Members must be in good standing throughout the rebate period and at the time of payout – not delinquent on any loan or have any negative share balances; otherwise, the rebate will be forfeited. Refinances from current loans held with American 1 Credit Union are eligible for the loan interest rebate program with the addition of $500 or more in new money financed to the loan. All federal and state tax rules apply. Offer of credit is subject to credit approval and underwriting requirements.    
2. Earn a chance to win a $500 Home Depot gift card when you close a new home equity loan, open a new home equity line of credit, or a new signature loan coded for home improvement purposes. 3/1/2024 - 5/31/2024. Ten drawings will be made, and the prize will be awarded within 30 days of the promotion end date. All state and federal tax rules apply.  All loans are subject to approval and underwriting requirements. Employees, Board Members, and their immediate family are not eligible. Members must be in good standing at time of drawing – not delinquent on any loan or have negative share balances. At time of drawing and throughout prize payout period, all member accounts and loans must remain in good standing, or remaining prize payments will be forfeited.