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Current Promotions

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Uncomplicated Auto Loans


We make the car buying process uncomplicated—so you can focus on what really matters. Apply for an American 1 auto loan today1!

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Make "Someday" Today

Home project on your mind? A home equity loan from American 1 could make that a reality. Tap into the equity you’ve built or use an American 1 Rewards Credit Card to bring your vision to life.

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Couple high-fiving in their kitchen.

This is Your Year!

No matter your resolution—whether it’s consolidating debt, upgrading your home, or chasing new opportunities—our personal loans make it possible. Start the year strong with flexible financing designed for every goal.

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Make Everyday Spending Rewarding

Enjoy the freedom of no annual fees, competitive rates, and a simple rewards program that turns your everyday spending into points you can actually use. Whether you're grocery shopping or booking your next getaway, you'll be earning with every purchase.

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Woman looking out her window at the sunrise

Get A Fresh Start

Give yourself the gift of financial confidence with our Fresh Start Credit Journey program. Whether you’re building or repairing your credit, this is the perfect way to take control of your finances and invest in a brighter financial future!

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People riding snowmobiles on a snowy trail

Snow Days Just Got Better

Ride into winter with loans that put you in control—flexible options, boldly generous rates, and fast service to keep your plans moving. Whatever your goal, we’ll help you hit the road with confidence and savings.

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1. Subject to credit approval and underwriting requirements. Visit any American 1 branch for full promotional details. 

*Annual percentage rates (APR) listed are “as low as" based on credit score and term and are subject to credit approval and underwriting requirements. Promotion applies to new and used auto loans. Refinances from current loans with American 1 Credit Union are allowed with the addition of a $500 balance or more; rewrite required. All federal and state tax rules apply. All rates subject to change without notice.