We proudly serve members nationwide, with a special emphasis on Jackson County, Adrian, Battle Creek, Hillsdale, Milan, and communities throughout South Central Michigan.
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Whether you're buying new or shopping used, American 1 makes the auto loan process uncomplicated. Apply online in minutes or stop into one of our local branches to talk through your options in-person. Our team will talk you through rates, terms, and monthly payments so you know exactly what you're getting into before you buy.
A pre-approval from American 1 lets you know your budget and gives you greater buying power. Calculate Your Monthly Payment.
Explore Loan Protection Products2 to safeguard your investment—from GAP coverage to mechanical breakdown protection.3
Our First-Time Auto Buyer Program offers a number of advantages:
No co-signer or down payment required
The opportunity to build credit with our American 1 Secured VISA® Card1
We’re here to help you start your financial journey—the right way.
1. Subject to credit approval and underwriting requirements. Visa Disclosure: https://www.american1cu.org/privacy-and-disclosures/visa-disclosure
2. American 1's credit decision will not be affected by whether members elect to purchase these protections
3. Subject to approval by TruStage. Non-Deposit Investment Products are not obligations of the credit union, involve investment risk, and are being offered by a dual employee who accepts deposits on behalf of the credit union and also sells non-deposit investment products on behalf of a third-party broker.
