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Protection Products

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Protection Products

Whether it’s your daily commute, weekend adventures, or road trips with loved ones, protecting what moves you matters. At American 1, we offer a range of protection products designed to help you safeguard your investment and drive with confidence, wherever life takes you.*

Life Coverage

Life Coverage

The confidence of knowing your loved ones are protected—no matter what.

If the unexpected happens, your loan is paid off, and your family keeps the vehicle as a valuable asset.

Only at American 1:

  • Enjoy coverage from day one
  • No health questions asked
  • Eligibility up to age 75
  • A terminal illness benefit that supports you through life’s most challenging moments

Contact Us 

 

Injury & Illness Protection

Injury & Illness Protection

Focus on healing—not financial stress.

Injury & Illness Protection may help pay your loan payment if you become ill or injured.

Only at American 1:

  • Lump sum payout benefit
  • No health questions
  • Eligibility up to age 68
  • Active at-work requirement is only 24 hours per week

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Guaranteed Asset Protection (GAP)

GAP

Don’t Let a Total Loss Total Your Wallet.

GAP may cover the difference between what your insurance will cover and what you still owe on your loan if your vehicle is lost, stolen, or damaged beyond repair.

Only at American 1:

  • GAP Advantage gives you $1,000 toward a new auto loan if you finance it with American 1.

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Mechanical Breakdown Protection (MBP)

MBP

Drive Worry-Free: MBP Has Your Back

Mechanical Breakdown Protection (MBP) features direct payments to repair facilities, 24-hour roadside assistance, tire protection, rental vehicle assistance, insurance deductible reimbursement, and more.

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*Contact us for additional details and restrictions. American 1's credit decision will not be affected by whether members elect to purchase these protections.