A vehicle is one of the biggest purchases you can make. That’s why protecting your investment is so important. American 1 offers several protection product options to help you safeguard your vehicle.*
Life Coverage offers you peace of mind knowing that if you pass away unexpectedly, your loan would be paid off and your family will own the vehicle as an asset. Only at American 1: Coverage from day 1, no health questions, eligibility up to age 75, and terminal illness benefit for up to a 12 month diagnosis.
Injury & Illness Protection may help pay your loan payment if you become ill or injured, letting you heal instead of worrying about your loan payment. Only at American 1: Lump sum payout benefit, no health questions, eligibility up to age 68, and our active at work requirement is only 24 hours per week.
Guaranteed Asset Protection (GAP) may cover the difference between what your insurance will cover and what you still owe on your loan if your vehicle is lost, stolen, or damaged beyond repair. Only at American 1: GAP Advantage gives you $1,000 toward a new auto loan if you finance it with American 1.
Mechanical Breakdown Protection (MBP) features direct payments to repair facilities, 24-hour roadside assistance, tire protection, rental vehicle assistance, insurance deductible reimbursement, and more.
*Please contact us for additional details and restrictions. American 1's credit decision will not be affected by whether members elect to purchase these protections.