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Loan Rates

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Home | Borrow | Loan Rates
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Loan Rates

Auto & Other Secured Loans
Effective Date: Thursday, August 18th, 2022
TypeAPR as low as*Max Term for Rate
New & Used Auto 2.99%* 72 months
Motorcycle 5.99%* 60 months
Tractor 3.99%* 72 months
Boat 4.49%* 84 months
Mobility 2.99%* 72 months
RV/Camper 4.49%* 48 months
Other** 5.99%* 60 months

*APR = Annual Percentage Rate. Annual percentage rates (APR) listed are "as low as" based on credit score and term, and are subject to approval. See any branch for details.
**Other Loans may include ATVs/UTVs/jet skis/snowmobiles and other similar vehicles and toys. Please Contact Us with any questions.
Payment Example: For a $30,000 loan for a term of 72 months with 4.49% APR, the monthly payment will be $476.41.

Personal Unsecured Loans
Effective Date: Thursday, August 18th, 2022
TypeAPR as low as*Max Term for Rate
Personal Loan 9.00%* 60 months

*APR = Annual Percentage Rate. Annual percentage rates (APR) listed are "as low as" based on credit score and term, and are subject to approval. See any branch for details.
Payment Example: For a $30,000 loan for a term of 60 months with a 9.00% APR, the monthly payment will be $622.75.

Credit Cards
Effective Date: Thursday, August 18th, 2022
TypeAPR as low as*
Non-Variable Rate 10.00%*
Variable Rate** 6.74%*+Index**

*APR = Annual Percentage Rate. Annual percentage rates (APR) listed are "as low as" based on credit score and term, and are subject to approval. See any branch for details. Maximum APR is 18% on Credit Cards. 
** Variable rates may change based on Index rate. Index rate (or Prime rate), as published in the Wall Street Journal on the last day of each calendar month.
VISA Agreement & Disclosure

Home Equity Loans / Lines of Credit
Effective Date: Thursday, August 18th, 2022
TypeAPR as low as*
10 Year Home Equity Loan 7.50%*
15 Year Home Equity Loan 7.75%*
20 Year Home Equity Loan 8.00%*
Home Equity Line of Credit Prime** - 0.50%*
4.00% APR floor on Home Equity line of credit rates.

*APR = Annual Percentage Rate. Annual percentage rates (APR) listed are "as low as" based on credit score and term, and are subject to approval. See any branch for details. Maximum APR is 18% on Home Equity Lines of Credit.
** Variable rates may change based on Prime rate. Prime rate, as published in the Wall Street Journal on the last day of each calendar month.
$500 appraisal fee required for Home Equity Loans.
Click here for additional disclosures