The lobby of our Manchester Branch is closed temporarily, but our drive thru will remain open for transactions. Visit our locations page for full details.
There are many ways to make your loan payment with American 1 Credit Union. Below you will find a helpful list to get started.
Internal Automatic Transfer: Use an internal automatic transfer when you want to pay on your American 1 loan from your American 1 account. This is an automatic payment for a set date and amount that you would specify. Ask an American 1 staff member to set up an automatic transfer on your loan due date from your American 1 checking or savings account.
Immediate Transfers - Once you register your account, you can easily transfer your funds to make loan payments. These payments are immediate.
Scheduled Transfers - Once you register your account, you can schedule a transfer to pay on your loan from your American 1 account. You can schedule a one-time transfer or a repeating transfer. This gives you the flexibility to easily manage your payment amount and frequency.
Mobile App: Download the American 1 Online Banking app (available in the App Store or Google Play), log in using your American 1 Online Banking credentials (must register for Online Banking first) and then transfer from share to loan. These payments are immediate.
External Automatic Transfer: Use an external automatic transfer when you want to pay on your American 1 loan from another financial institution. This is an automatic payment for a set date and amount that you would specify. Ask an American 1 staff member to set up a transfer from your outside financial institution to your loan at American 1 Credit Union. These types of payments should be scheduled ten business days prior to payment due date.
Easy Pay: Use Easy Pay when you want to pay on your American 1 loan with your debit card or account from another financial institution. You will be asked to provide the following information for the primary member on the account:
Bill Pay: Use the Bill Pay option when you want to pay on your American 1 loan using the Bill Pay system of another financial institution. You can set up American 1 as a “biller” in a Bill Pay system you may have with another institution. Be sure to verify with them whether they will post electronically or send a check as you may need to allow extra time for the payment to be sent in the mail. If you have an American 1 checking account, you can also set up an account to account transfer in our Bill Pay to transfer funds from your other financial institution to American 1.
Mail: Check payments can be mailed to American 1 Credit Union, 718 E. Michigan Ave., Jackson, MI 49201. Please be sure to put your loan account number on your check for accurate payment posting.
Phone Access: Ask an American 1 employee to be set up for A1 Access. Once enrolled, simply call 800-247-2296 to make loan payments over the phone.