We proudly serve members nationwide, with a special emphasis on Jackson County, Adrian, Battle Creek, Hillsdale, Milan, and communities throughout South Central Michigan.
Whether you're buying new, shopping used, or looking to refinance what you've got, American 1 makes the auto loan process uncomplicated. Apply online in minutes or stop into one of our local branches to talk through your options in-person. Our team will talk you through rates, terms, and monthly payments so you know exactly what you're getting into before you buy.
Don’t miss our American 1 Car Sales, with 300+ vehicles, multiple local dealers, and on-site financing with our team at the American 1 Event Center in Jackson, MI.
Explore Loan Protection Products2 to safeguard your investment—from GAP coverage to mechanical breakdown protection.3
Our First-Time Auto Buyer Program offers a number of advantages:
No co-signer or down payment required
The opportunity to build credit with our American 1 Secured VISA® Card1
We’re here to help you start your financial journey—the right way.
1. Subject to credit approval and underwriting requirements. Visa Disclosure: https://www.american1cu.org/privacy-and-disclosures/visa-disclosure
2. American 1's credit decision will not be affected by whether members elect to purchase these protections
3. Subject to approval by TruStage. Non-Deposit Investment Products are not obligations of the credit union, involve investment risk, and are being offered by a dual employee who accepts deposits on behalf of the credit union and also sells non-deposit investment products on behalf of a third-party broker.
