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Home | Borrow | Skip-a-Pay
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Need a break from your loan payment? Our Skip-a-Pay program lets you skip one of your monthly loan payments for a fee of $25.* Not only will you get some wiggle room in that month's budget, but you'll feel good knowing that half of the fee will be donated to the American 1 Scholarship Program!
You can now Skip-a-Pay in Online Banking!

Requirements for eligibility:

  • Only closed-end loans are eligible. This excludes credit cards, lines of credit and home equity lines of credit.
  • Loans must be in good standing (not past due or have been past due more than 30 days in the past 12 months).
  • Loans must be open for at least 6 months (12 months if the balance exceeds $50,000).
  • You can only use Skip-a-Pay on each eligible loan once per 12 month period.

Contact Us to Request a Skip-a-Pay

*The interest on the loan will continue to accrue through the deferred payment period.