In an effort to combat COVID-19, if you are sick or have been recently, please do not come into our lobbies, but instead use a drive thru location, Online Banking, or our Contact Center. Thank you!

The lobby of our Manchester Branch is closed temporarily, but our drive thru will remain open for transactions. Visit our locations page for full details.


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Home | Borrow | Skip-a-Pay
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Need a break from your loan payment? Our Skip-a-Pay program lets you skip one of your monthly loan payments for a fee of $25.* Not only will you get some wiggle room in that month's budget, but you'll feel good knowing that half of the fee will be donated to the American 1 Scholarship Program!

Requirements for eligibility:

  • Only closed-end loans are eligible. This excludes credit cards, lines of credit and home equity lines of credit.
  • Loans must be in good standing (not past due or have been past due more than 30 days in the past 12 months).
  • Loans must be open for at least 6 months (12 months if the balance exceeds $50,000).
  • You can only use Skip-a-Pay on each eligible loan once per 12 month period.

Contact Us to Request a Skip-a-Pay

*The interest on the loan will continue to accrue through the deferred payment period