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The beginning of the year is an exciting time. You leave last year in the past, the weather starts to warm up, days get longer, and it also means it's tax return time! Not everyone receives a refund, but those who do can range from receiving a small refund to a sizeable one. If you receive a large refund, you may wonder what the best way to use it is. Below are a couple of ideas on how to use your refund:
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