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We are happy to announce a new branch location in Calhoun County, opening in late 2023! Click here to learn more.

Refinance Your Loan

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Cash Back when you Refinance your Auto Loan!

Refinance your ride with American 1 Credit Union! Through October 31, 2022, when you refinance your vehicle with American 1, you’ll receive cash back, up to $150!*

If you have an auto loan with another financial institution, you might be paying too much. Refinancing with American 1 could save you money by lowering your interest rate and monthly payment. Plus, there are no application fees and you don't have to be a member to apply. Let us see if we can help you save money - apply today!


*Qualifications for Refinance Your Ride Promotion: All auto loan refinances closed September 1, 2022, through October 31, 2022, are eligible to receive cash back up to $150. Cash back payouts are based on refinance amount. Those who refinance up to $9,999.99 will receive $75, those who refinance $10,000 to $19,999.99 will receive $100, those who refinance $20,000 to $29,999.99 will receive $125, and those who refinance $30,000 or more will receive $150. To be eligible, loan must be open for 60 days, and accounts must be in good standing to be eligible for the promotion. Refinances cannot be a current American 1 loan. The funds will be deposited to the eligible member’s savings share at American 1 60-65 days after closing. Loans are subject to credit approval and underwriting requirements. Lease buyouts are not eligible for promotion. All federal and state tax rules apply.
†Subject to credit approval. Refinance cannot be a current American 1 loan.