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We are experiencing much longer call wait times than usual. For quicker assistance, try our self-service website options, such as our Ask American 1 and chat features. Our Drive Thru evening hours have extended! Visit our locations page for full details.

American 1 Credit Union Go to main content

We're here when you need us.

We're here to help.

During a time where things are changing on a daily basis, our focus remains the same - financial wellness for our communities and our members. We have heard from many members who are looking to lower their current auto loan payment with a refinance from another financial institution or are in the market for a vehicle, and we're here to help with your lending needs. 

No payments for three months.*

You could qualify for three months of no payments on the following loans:

  • Refinances
  • Auto loans
  • Personal loans
  • New credit cards

Online auto sales are now allowed.

With Michigan's stay-at-home order extended until the end of April, some changes have been made, including the way vehicles can be purchased. Car dealerships can now conduct business again, as long as it is done virtually. You can shop from the comfort of your own home with your favorite dealership, and because we're the auto loan experts, we've got your auto loan covered. Fill out our online loan application to get pre-approved today!

Apply Today

*Three months of no payments is available to qualified borrowers. Loan amount subject to credit underwriting and approval. Interest accrues from the date of loan closing. Principal and interest due at loan maturity. Refinances must be from another financial institution.

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National Credit Union Administration Federally Insured by NCUA. Equal Housing Opportunity. In compliance with the USA PATRIOT Act, we are required to obtain and verify identification provided for all new account owners and joint owners, using methods permitted by law.
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