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American 1 Credit Union Go to main content

Happy Holiday Rates

‘Tis the season for Happy Holiday Rates from American 1! From December 9 to January 4 refinance a loan from another institution with American 1 or open a new or used auto loan and receive loan rates as low as 2.49% with no application fees, no refinance fees and no closing fees!+ Plus, you will be entered to win up to $1,000 in a weekly drawing!*

View our current rates here.

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Insured by NCUA

*Qualifications for the Lucky Loans Promotion: All closed-end loans, excluding Home Equity loans, closed September 3, 2019 through December 31, 2019 will be automatically entered into a weekly drawing for a prize of $250, $500 or $1,000. The loan will only be eligible for the drawing taking place on the week the loan was closed. Only one prize will be awarded per week. The drawing will take place the first business day following each week of the promotion (running Monday through Saturday). Each weekly winner will be contacted via phone and funds will be deposited to the eligible member’s savings share at American 1 within five (5) business days of the drawing.  All member accounts and loans must be in good standing to be eligible to win the prize. Refinances cannot be a current American 1 loan. American 1 employees, Board members, and their families are not eligible. All federal and state tax rules apply.

+Annual percentage rates (APR) listed are "as low as" based on credit score and term, and are subject to approval. See any branch for details. All rates subject to change without notice. Refinances cannot be a current American 1 loan.

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Federally Insured by NCUA. Equal Housing Opportunity. In compliance with the USA PATRIOT Act, we are required to obtain and verify identification provided for all new account owners and joint owners, using methods permitted by law.
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